Premium Finance Services Privacy Policy

At Premium Finance Services we are committed to protecting any personal information that you provide us during your visit to our website. We believe that when you visit our web site and trust us with your information we want you to know that we treat information about you that we receive with the utmost confidentiality.

1. Personal Information Collected
You can browse the Premium Web site without telling us who you are or revealing any information about yourself. Our web servers generally collect the domain names and IP addresses, not the e-mail addresses. Our web servers also seek (as many Web sites do) to place a "cookie" (a small data file) on your computer's hard drive which allows the server to determine the computer when it visits again, in order to track statistical information about navigation to and throughout certain areas of our site. This cookie is definitely not used to obtain your name or any personal data, and the information that is tracked is used only for internal purposes, such as to improve site navigation, and is not shared with anyone. However, if you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed.

In addition, there are portions of this Web site where we may need to collect personal information from you for a specific purpose, such as to provide you with certain information you request. The information collected from you may include your name, address, telephone, fax number, or e-mail address.

This Web site is not intended for persons under 18 years of age. We do not knowingly solicit or collect personal information from or about children, and we do not knowingly market our products or services to children.

2. Use of the Collected Information
When other information is collected from you, such as your name and e-mail address, we generally let you know at the time of collection how we will use the personal information. Usually, we use the personal information you provide only to respond to your inquiry or to process your request. This information may be shared with other Premium businesses, but only if necessary to fulfill your request or for related purposes.

Domain name information that we collect is not used to personally identify you and instead is aggregated to measure the number of visits, average Premium time spent on the site, pages viewed, etc. We use this information to measure the use of our site and to improve the content of our site.

We may share the personal information you provide with other companies we have hired to provide services for us. These companies - our vendors - are contractually bound to use personal information we share with them only to perform the services we have hired them to provide. We do not share, sell, or lease personal information about you to any third-parties for their marketing use. We will release information about you if you direct us to do so, if we are required by law to do so, or in other legally limited circumstances (for example, to protect your account from fraud).

3. How Secure is the Information Collected
We maintain strict physical, electronic, and administrative safeguards to protect your personal information from unauthorized or inappropriate access. We restrict access to information about you to those Premium employees who need to know the information to respond to your inquiry or request. Workers who misuse personal information are subject to disciplinary action.

4. Access to Collected Information
You may review and update the information that you provide to us through this Web site by contacting us as described below.

5. Getting in Touch with Us
If you have any questions about this privacy policy, please contact us. We welcome your questions and suggestions about our privacy policy.

6. Changes to this Policy
Please check this privacy policy periodically to inform yourself of any changes. Although we reserve the right to modify or supplement this privacy policy, we will provide notice to you on this Web site of any major changes for at least 30 days following the change.